Attention homeowners: Real estate appraisal services for in Evansville and Vanderburgh County

Here are the top reasons IN homeowners order from Premium Appraisals, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a IN property tax assessment
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in IN by determining the true market value of property in question

Do you own a home in or near Evansville? Do you need help determining the price of your real estate?
Contact Premium Appraisals, LLC.

At Premium Appraisals, LLC, we understand the particular needs of a homeowner looking for appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Premium Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Premium Appraisals, LLC, we're qualified in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal from Premium Appraisals, LLC is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Premium Appraisals, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? Premium Appraisals, LLC offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.